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Q: We’re headed to the Dominican Republic. Should we bring cash or traveller’s cheques?

Photograph of a beach in the Dominican Republic.Michele says...
Using an ATM at your destination is your safest option. It works well pretty much all around the world. Most airports have ATMs on-site, so you shouldn’t have a problem as long as the ATM and your bank card are both linked in to the Cirrus or PLUS global networks. That said, I was happy that I had a couple of traveller’s cheques in Egypt recently. My bank card stopped working for some reason I still haven’t determined, so I cashed them in. I think it’s smart to have at least $200 in traveller’s cheques for emergencies—though, compared to ATMs, they can be a pain to cash. (Some vendors don’t take them, and others charge fees for cashing them—plus you need to show photo ID.)

A travel writer extraordinaire, Michele Sponagle has visited more than 40 countries around the world. Send her your travel questions here.